Guys...I need help and where to get that help is what I don't know.am scared even to ask for it and I keep saying to myself whom will I even ask? I am drowning financially, i live with debts soo many debts that they keep me up all night. Yesterday I kept waking up after every 20 minutes because of it. I need help from wherever I can get it from coz honestly am depressed and I don't know what to do.