First of all. You need to forgive yourself. I know you feel bad and that’s a good thing. Put the money back. But while you’re doing that why don’t you think of some ways to make money for yourself? Do you have some skills? List them one by one and then go on Fiverr and create an account and start doing jobs. You can offer financial advice, give people recipe ideas, even spend an hour a day talking to people. You’ll be very surprised at the kind of things you could outsource on fiver. I suggest you do it and then when you get the money put it back.